What is veterinary pet insurance?
Pet insurance helps you afford your veterinary bills for your dog or cat. It can help you avoid a tough financial decision about your pet's health.
What does it cover?
What does it cover?
Pet insurance typically protects pets in case of accidents or illnesses. But pet insurance doesn't have to be just for the unexpected! Because wellness care is so important to keep your pet happy and healthy, we have two options for this care, which includes vaccinations and check-ups, that you can add to any plan for a low cost
Decide whether or not you want to take out cover
Decide whether or not you want to take out cover Pet insurance is primarily designed to cover the cost of vet fees for the treatment of illness and injury. Other policy benefits can include meeting the cost of advertising, and rewards for lost and stolen pets, and paying for looking after your animal if you have to go into hospital.
However, the majority of Brits either haven't got round to taking out cover or have decided not to bother - it's estimated almost half of the nation's dogs, and well over two-thirds of Britain's cats, are uninsured.
What's not covered?
Pre-existing medical conditions won't be covered - this also applies if you change your insurance provider, regardless of whether you've ever made a claim. Preventative and routine treatments, such as neutering, vaccinations and flea and worm control, will also be excluded, as will anything related to pregnancy/birth
Help Paying for Wellness Care
Routine preventive treatments, such as vaccinations and dental cleanings, can help your pet live a long and healthy life - and wellness coverage can help you pay for them. Knowing you'll get reimbursed for your pet's wellness care may even motivate you to make those important appointments.
ASPCA Pet Health Insurance has two choices for wellness care that can be added to any plan for a low cost, so you can choose the one that works best for you. Routine Wellness covers standard vaccines, spaying or neutering, an annual check-up and more. Advanced Wellness adds coverage for treatments like additional vaccines, flea and heartworm medication and an annual dental cleaning
